We here at HGreg.com understand that our customers have questions and we are always happy to clarify things. We decided to compile a list of the most commonly asked questions, and answer them.
1. What will my down payment be? Am I able to take the car home today and make payments on the down payment?
Unfortunately, here at HGreg.com, we do not have a system set up for customers to make payments on their down payments. The average down payment is about $1000, but nearly every customer’s down payment is different. However, our finance officers are willing to work with you and your specific needs.
Chances are, if you have your down payment, are approved by financing and have everything listed in answer #3, there’s a great chance you’ll be driving home today!
2. Am I approved?
We work with everyone, even those with unique financial situations. The terms of our auto loan are tailored specifically to your unique financial situation. We have various finance programs that will be sure to meet your specific needs.
3. What do I need to bring with me to get into a vehicle?
To get into a vehicle you need to bring your:
- Driver’s license
- Proof of income (which is determined through a pay stub)
- Proof of insurance
- Proof of residence (which is usually a utility bill)
For a more information on what to bring, learn How You Can Prepare For Fast Approval.
4. How long does the process take? Can I drive it home today? Do I need to come in to finish the application?
The overall process time varies between each customer. Most customers are in and out within a couple of hours. However, the amount of time depends entirely on the customer.
To make your process quick, you can apply for financing online before stepping foot inside the dealership. It would also be beneficial to have the vehicle you want in mind and don’t forget to bring the items in answer #3.
5. What if I see a car I want online but do not live in Florida.
If you find a car on our website that you are interested it, that’s fine. We can go through the entire process with you over the phone and then ship the car to you.
6. Are your prices higher compared to other used car dealers?
No. We offer a lifetime engine warranty, a three day money back guaranty, 24-hour roadside assistance, and a 30-day warranty on qualified vehicles – and our prices are still lower than our competitors.
7. Are you really able to help me if I have no credit?
Absolutely, at HGreg.com we believe that everyone deserves the chance to drive a great, used car. Don’t believe me? Take two minutes and see for yourself with our online approval.